Mint andRedeem USAD.
The institutional mint & redeem rail for USAD — asset-backed, audited, multichain. Same-day settlement once verified.
Access the app at mint.lydiacoins.com
100% Asset-Backed
$34.69B in Real World Assets held in US-regulated banks. 1:1 USD peg with 116% reserve coverage.
CertiK Audited
Smart contracts independently audited by CertiK on Base (ERC-20). Formal verification and static analysis.
Multichain Native
Deployed natively on Lydia Chain (L3), Base (Coinbase L2), and Solana via Lydia's bridge infrastructure.
Why Legacy Stablecoins Struggle
Slow Bank Rails
Traditional stablecoin onramps depend on slow correspondent banking, with opaque wire statuses and unpredictable holds.
Bridge Fragmentation
Moving USD-pegged value across chains usually involves wrapped tokens, bridges, and counterparty risk at every step.
Opaque Reserves
Many issuers publish infrequent attestations with limited visibility into the composition and custody of reserves.
Limited Access
Few rails are built for treasuries, funds, and institutional flow sizes that need predictability and documented reserves.
Institutional Workflow
Security & Compliance
100% Asset-Backed
Every USAD is backed 1:1 by Real World Assets held in US-regulated banks — $34.69B in government bonds, treasury bills, certified gemstones, and USD cash, with 116% reserve coverage.
CertiK Audited
Smart contracts independently audited by CertiK (Base · ERC-20). Methods include formal verification, manual review, and static analysis.
Multichain Native
Mint and redeem USAD natively on Lydia Chain (L3), Base (Coinbase L2), and Solana via Lydia’s in-house bridge infrastructure.
Same-Day Settlement
Once compliance and reserve verification complete, mint and redeem orders settle the same business day.
KYC / KYB Verified
Institutional onboarding with KYC and KYB verification before your first mint or redeem. MiCA E-Money Token classification.
Signed Attestations
Reserve audit reports are available to qualified institutions on request through Investor Relations — signed, dated, and independently verified.
Native Environments
Lydia Chain (L3)
Lydia's native Layer 3 rollup — purpose-built for low-fee, high-throughput settlement of USAD and Lydia-ecosystem products.
Base (L2)
Coinbase's Ethereum Layer 2. Mint USAD natively on Base — the chain where Lydia's CertiK-audited ERC-20 contract is deployed.
Solana
High-performance Layer 1. USAD is available natively on Solana via Lydia's in-house bridge infrastructure.
Join the Lydia Revolution
Experience the future of stable digital currency. Join thousands of users who trust Lydia for secure, inheritable, and transparent digital finance. Backed by $34.69 Billion in real-world assets.